Calgary, Canada, May 20, 2012 –(PR.com)– Financial and credit repair expert Sheldon Wolf, President of Canada Credit Fix and Zang Commerce, is pleased to announce that he has been elected into the Board of Directors for the Credit Institute of Canada. This decision comes in the wake of the ongoing success of his credit repair and debt negotiation agency, as well as his referral network for mortgage brokers, salespeople, loan agents, real estate agencies, foreclosure specialists and financial service providers to reach consumers seeking homes mortgages, real estate, automotive purchasing and related services. His resounding success in the financial and credit industry, the runaway expansion of his referral service, advocacy for credit literacy and fiscal responsibility, as well as his exposure on major media outlets such as Global News and Omni News has garnered the attention and will be of great asset to the Credit Institute of Canada and the Board of Directors.

Sheldon Wolf joins an esteemed organization in the Credit Institute of Canada. Established in 1928 as a special Act of Parliament, the Credit Institute of Canada is an official non profit professional association that establishes guidelines, rules and regulations, and a code of ethics and practices for the Canadian credit industry, as well as providing official designations to professionals in the Canadian credit field. Their mission is to be the most reputable and sought after professional organization in the credit industry, by providing education, credit resources, certification and accountability in the credit industry. Members of the Credit Institute of Canada uphold a high professional standard, displaying professionalism, trust; accountability and integrity that has helped in making Canada’s financial sector a model for the world to emulate.

Those values have been well adopted with Canada Credit Fix’s credit repair and debt negotiation services. Sheldon Wolf revolutionized Canada’s credit repair field by bringing his 24 years of experience in the financial, credit and debt industry to help Canadian consumers overwhelmed by credit errors, compliance violations and mounting debts. Canada Credit Fix makes the credit reporting agencies accountable for how they report consumer credit, by acting on behalf of the consumer whose Equifax or Transunion credit report may be marred by inaccurate or false entries, with circumstances that are not properly reflected in the current credit report format. By using their tenacious approach to credit report advocacy to the benefit of their clients, Canada Credit Fix is able to improve consumer credit and help settle and negotiate debts for better consumer financial health.

Also as the founder of Zang Connect, Sheldon Wolf brings his proven track record of financial success and client generation to mortgage brokers, real estate agents, and the automotive industry. He brings consumers looking for real estate, mortgages, automobiles and related commerce services, together with the professional service providers through his free for consumers website Zang Connect, matching clients to the services they need, while providers compete by offering their best deals on homes, auto, loans and more.

His enterprises are an extension of his mission to provide an all encompassing consumer financial system in which they can get the financial services they need in their lives. As such, his personal mission is to provide services, design wealth and commerce programs helping Canadians eliminate debt and increase responsible fiscal awareness through education and services. His passionate promotion of credit and financial literacy has gained the attention of multiple media outlets. Having been featured on the Global News Hour and Omni News and providing his expertise to the general public, he has done much to increase awareness on the issues of credit reporting, debt, and financial responsibility.

Sheldon has developed several educational programs designed to improve credit literacy to Canadians and is also the author of “Credit Terrors” and “30 Days to Better Credit”; books on credit repair and identity theft in Canada. As well Sheldon’s is one of Canada’s foremost foreclosure mitigation experts.

With his experience in the credit and financial industry, his tireless consumer advocacy, and his innovative and successful credit repair programs and entrepreneurial enterprises, Sheldon Wolf’s acceptance into the Credit Institute of Canada is a certainly a great match. When asked what his reaction was to being accepted into the CIC’s Board of Directors, he is quoted to have said, “With great pleasure I accept the role with a fine organisation like the Credit Institute of Canada.”

Article source: http://www.pr.com/press-release/414307

A team of SpaceX engineers diligently assess the cause of the May 19 launch abort for the Falcon 9 rocket poised at Pad 40 on Cape Canaveral Air Force Station. Repairs to a malfunctioning rocket engine are now underway. Credit: Ken Kremer

Today’s (May 19 historic launch of the first ever privately developed rocket bound for the International Space Station (ISS) was very surprisingly aborted at the last second when an engine glitch forced a dramatic shutdown of the Falcon 9 rockets 1st stage firing already in progress as the NASA launch commentator was in the middle of announcing liftoff.

SpaceX and NASA are now targeting liftoff of the mission dubbed COTS 2, for Tuesday, May 22 at 3:44 AM EDT from Space Launch Complex-40 on Cape Canaveral Air Force Station in Florida. There is another launch opportunity on May 23.

Later today, SpaceX engineers determined that a faulty valve caused the engine failure. They are now in a race against time to complete all the repair work and mandatory assurance testing required in order to be ready to achieve the new May 22 launch date.

The Falcon 9 rocket was designed and developed by SpaceX and the first stage is powered by nine Merlin 1 C engines. As the countdown clock ticked down to T-minus zero, all nine engines ignited. But engine #5 suddenly developed a “high chamber pressure” and computers instantaneously ordered a shutdown of thrust generation by all nine engines just 0.5 seconds from liftoff and the rocket therefore never left the pad, said SpaceX President Gwynne Shotwell.

“We’ve had a cutoff,” announced NASA launch commentator George Diller. “Liftoff did not occur. We’ve had a launch abort. Standing by.”

After draining the explosive propellants, SpaceX engineers began inspecting the engines later today within hours of the aborted liftoff to determine the cause of the rocket failure.

“This is not a failure,” Shotwell told reporters at a post scrub media briefing. “We aborted with purpose. It would have been a failure if we lifted off with an engine trending in this direction.”

This evening SpaceX announce they had determined the cause of the engine failure.

“Today’s launch was aborted when the flight computer detected slightly high pressure in the engine 5 combustion chamber, said SpaceX spokeswoman Kirstin Grantham. “We have discovered root cause and repairs are underway.”

“During rigorous inspections of the engine, SpaceX engineers discovered a faulty check valve on the Merlin engine. We are now in the process of replacing the failed valve. Those repairs should be complete tonight. We will continue to review data on Sunday. If things look good, we will be ready to attempt to launch on Tuesday, May 22nd at 3:44 AM Eastern.”

The purpose of Dragon is to carry some 1200 pounds of supplies up to orbit and dock at the ISS and partially replace the capabilities of NASA’s now retired space shuttle.

SpaceX is under contract with NASA to conduct twelve resupply missions to carry about 44,000 pounds of cargo to the ISS for a cost of some $1.6 Billion.

Ken Kremer

Tagged as:
Commercial Space,
Dragon,
Dragon capsule,
Falcon 9,
SpaceX,
SpaceX Dragon

Article source: http://www.universetoday.com/95261/spacex-engineers-race-to-repair-engines-for-may-22-launch/

If you have fallen behind on your bills and are facing collection notices, the temptation to see a so-called credit repair specialist may have crossed your mind. These individuals or agencies often charge a hefty price to provide the same services you can do on your own at no cost. Better Business Bureau Investigator Bill Smith says they are not to be trusted.

Smith comments

He says the number of complaints to the BBB about credit repair scams has increased more than six-fold since 2006. While the authorities have been active in pursuing violators of the law, the companies will continue to exist as long as there are people who will pay them to perform what many consider to be an impossible task of performing a quick fix to one’s credit. You can find a link to a new report on the subject by clicking on this link at AltonDailyNews.com.

http://stlouis.bbb.org/Storage/142/Documents/CreditRepairStudy.pdf

(Copyright WBGZ Radio/ www.altondailynews.com )

Article source: http://altondailynews.com/news/details.cfm?clientid=17&id=32513

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It takes a special kind of crook to take advantage of people when they are down and out. We saw this when the mortgage crisis hit and con artists offered to help people save their homes from foreclosure. The victims paid the crooks thousands of dollars and still lost their homes.

Credit repair con artists are cut from the same cloth. District Attorney Richard Brown recently charged the owner of a Richmond Hill company with bilking desperate customers out of thousands of dollars.

According to Brown, B.J. Cardova, of Valley Stream, L.I., promised at least four customers he would repair their credit scores, but instead scammed them out of a total of $7,700 between 2008 and 2010.

If Cardova was scamming the four known victims, it is likely there were others. We trust the DA will keep digging until all of the victims are found and made whole.

“Instead of throwing them a lifeline, in reality he is alleged to have exposed businesses to bad debtors who were financially drowning and assisted his customers in burying themselves deeper in debt,” said Brown.

The police found evidence of broader criminal activity, including Georgia name-change and divorce decrees, rubber stamps with the names of a judge and clerk from the Peach State and a raised seal of Fulton County Superior Court.

If something sounds too good to be true, it probably is. When good people find their backs to the wall, their judgment gets clouded.

We applaud the DA’s office for its work on this case and hope the courts will bring the hammer down on everyone involved.

Melanoma Machines

New Jersey’s “tanning mom” is proof of just how dangerous tanning machines can be. Whether or not she ever allowed her daughter to use tanning beds, she did damage to her own skin.

It happens that May is Melanoma Awareness Month. The biggest danger for contracting melanoma is too much exposure to sunlight, but the tanning beds can also cause skin cancer. The city should make it clear to the owners of tanning salons that they cannot allow customers to misuse their machines.

The tanning mom should have been stopped long before she became front-page news.

©2012 Community Newspaper Group

Article source: http://www.timesledger.com/stories/2012/20/editorialse_se_2012_05_17_q.html

XENIA — Low-income Greene County residents with disabled vehicles may get some help with getting back on the road.

The Greene County Transit Board, Greene CATS, is planning to launch a program this summer that would give poor individuals and families micro-loans to repair their cars and trucks. The low-income vehicle repair loan program is the first in the region, according to Greene CATS Executive Director Rich Schultze.

“We’re trying to improve people’s mobility in Greene County,” Schultze said. “… It turns out to be a low cost way to get these families mobile again.”

The program, which is expected to launch July 1, is funded through an $85,000 grant from the U.S. Department of Transportation Job Access and Reverse Commute program.

The JARC program was designed to help low-income individuals and families, as well as those who receive public assistance, get transportation to work in areas that may be difficult to access using public transportation or who may be working late hours when public transportation is not available.

Article source: http://www.daytondailynews.com/news/dayton-news/auto-repair-loans-to-help-low-income-residents-1378414.html

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WASHINGTON — You can buy a car with cash.

I have to say this because there are a lot of people who have just accepted that borrowing for a vehicle is the only way to get one.

But think of the money you can save if you pay cash for your car and hold on to it for as long as it will hold up (and this includes factoring in repair costs).

Edmunds.com, a website providing all sorts of useful information about automobiles, has come up with the “Debt-Free Car Project” to persuade consumers they can purchase a reliable used car for less than $5,000.

The project developed after the editors became concerned about “Buy Here, Pay Here” used-car outlets. Consumer advocates have long complained about dealers who court consumers with credit problems but prey on them by offering auto loans with interest rates that are double and sometimes triple the national average. The loans are financed by the dealerships. But because of the high interest rates, many people default and their cars are often quickly repossessed.

One thing about the Buy Here, Pay Here transactions that caught the attention of the Edmunds staff: They noticed that in many cases buyers were coming up with down payments of about $3,000 in an attempt to buy cars that would not require constant repairs.

“We were thinking, why don’t people buy a car outright?” said Edmunds.com Consumer Advice Editor Ronald Montoya. “If they are putting down deposits of $3,000, then that’s more than enough to buy a car that is reliable.”

But is it really?

That’s what the editors want to prove.

“We are used to paying tens of thousands of dollars for a car thinking that otherwise we’ll get a car that is in the worst shape possible with a smelly interior and smoke coming out the back,” Montoya said. “That’s what we think of cars in the $3,000 to $5,000 range. But you can find cars in that price range that are nice and fun to drive.”

Edmunds.com editors recently purchased a 1996 forest green Lexus ES 300 for $3,800, including taxes, tags and fees. Over the next year, they will track and write about the vehicle’s performance, repair and fuel costs, and what it’s like driving a 16-year-old car.

Article source: http://www.courier-journal.com/article/20120519/BUSINESS/305190058/Michelle-Singletary-Credit-isn-t-best-way-buy-car

BROOKSVILLE — The ads are unmistakable.

A bucktoothed cartoon gopher sprouts from a hole in the ground. It’s wearing a miner’s helmet and a white T-shirt and it has a question: “Does your home have a confirmed sinkhole?” For the next half minute, the rodent sings and dances as the earth shakes and a home in the background begins to crumble.

Then comes the slogan that’s so hard to forget.

“If the house is a mess, call U-G-S.”

Universal Ground Services Construction Co. has, over the last year, become one of the best-known names in the local world of sinkhole repair.

But over the last two weeks, the company has faced a more significant mess — its own.

The corporation’s owners, Todd Smith and Robert J. Brown, have each accused the other of fraud, and each now insists he has controlling interest in the business.

On May 11, Brown staged a hostile takeover of the company and fired nearly a dozen employees. Smith then asked a Hernando County circuit judge for a temporary injunction, barring his business partner from even coming on the property. Brown’s attorney fired back, filing a motion that argues his client is the sole owner of the business.

A judge will hear both sides Monday afternoon, but the damage to the company’s reputation may be irreparable.

“The phone’s ringing off the hook with people wanting to know what the hell is going on,” Smith said Friday. “It’s insane.”

• • •

On Aug. 25 last year, Smith and Brown and several dozen other people posed for a photograph.

The two men, who have known each other for years, looked alike that day. Round faces, broad shoulders and broader waists. Brown, wearing a blue button-down shirt and jeans, held a thick red ribbon inscribed with the words “Hernando County Chamber of Commerce.” Smith, wearing a white visor and matching polo, held an oversized pair of gold scissors.

They both smiled.

That might have been the happiest moment in their business partnership.

Two months later, they signed a shareholder agreement giving Smith full control: Brown, the corporation’s founder, got 49 percent; Smith got 51 percent.

Brown, who had the licenses necessary to do the corporation’s contract work, would remain president, according to the deal. Smith, who had sinkhole expertise, would become vice president and chief operations officer, taking over the company’s finances.

The corporation announced this month that on May 15 it would hold a shareholders meeting where it would elect directors.

But soon after that announcement, in a May 10 filing with the Secretary of State, Brown was listed as the company’s only director.

Before sunrise the next day, records show, Brown and at least five other people entered UGS’s headquarters on Broad Street and staged a hostile takeover.

No one seems to agree on what happened next, and the motives behind the actions remain unclear.

• • •

A complaint filed by Smith’s attorney said this: Brown threatened criminal sanctions if any of the company’s employees left the office that morning. He searched their purses and cars and confiscated their phones, then removed equipment and more than 25 computers. He downloaded corporate trade secrets, customer lists, marketing details and other information for his own personal gain. He fired a dozen employees and refused to pay others’ salaries.

Also, the complaint said, Brown moved more than $250,000 out of company bank accounts and into his own.

At least three of the corporation’s employees said one of Brown’s associates, Barbara Bradley, told them she was an agent with the Florida Department of Law Enforcement and that they were under investigation, according to Hernando County Sheriff’s Office reports.

Bradley denied those allegations.

“That’s ridiculous,” she said. “I know not to do no stupid stuff like that.”

She did, however, acknowledge participating in the takeover. She and the others searched company cars and cellphones and fired several people, she said, but did nothing illegal.

Bradley would not offer specifics, but said she discovered before the takeover that Smith had grossly mishandled the company’s operations. She called him a crook and a liar.

“Things were not correct,” Bradley said. “We looked further and further into it and noticed it was very not correct.”

Bradley, who also owns a local credit repair company, noted that Brown recently made her UGS’s vice president.

• • •

Smith, who says the company is still operating, plans to press charges against those involved in the takeover. He was incensed.

“I want to see every f—— one of them rotting in jail,” he said Friday. “And I’m not a spiteful person.”

Brown, he added, had no right to commandeer the corporate headquarters, fire anyone or appoint new officers because, with 49 percent ownership, he has no control.

Judge Lisa Herndon, as of last Monday, seemed to agree. She granted a temporary injunction against Brown, forbidding him from stepping foot on company property or making any more decisions.

Brown’s attorney, David Banker, said that ruling won’t last.

The shareholder agreement was only binding, he said, if Smith met several specific stipulations.

Smith, Banker said, was supposed to become the company’s “financially responsible officer” and post a $100,000 bond with the Florida Construction Industry Licensing Board, thereby helping protect the company from liability.

Because Smith never did either of those things, Banker said, the contract was voided, giving his client full control and the right to take back what was originally his.

Just before meeting with an attorney Friday afternoon, Smith acknowledged to the Tampa Bay Times that he never became the financially responsible officer or posted the bond. That, he said, was Brown’s responsibility.

Not so, according to the agreement, which specifically gave Smith that duty.

Smith declined to answer more questions Friday afternoon. He said his attorney had ordered him not to discuss the case any further.

Times researcher Natalie Watson contributed to this report. John Woodrow Cox can be reached at jcox@tampabay.com or (352) 848-1432.

Article source: http://www.tampabay.com/news/business/ugs-sinkhole-repair-company-as-owners-battle-over-controlling-interest/1230993

WAUPUN — A federal tax credit bond program will help place technology in the hands of students in Waupun Area School District.

Interim District Administrator Donald Childs said the district will receive $2.5 million in Quality Zone Academy bonds to upgrade technology and repair buildings and electrical systems over the next three years.

“We haven’t had any money to set aside for these projects and have been deferring them for years,” Childs said. “The problem is our technology is very old and growing obsolete, if it isn’t already. We’re just trying to move the school district into the 21st Century.”

Childs said the district didn’t have wireless access until this year. The funding will allow the district to offer wireless access in all four buildings — including the charter school in Fox Lake — by the start of the 2013 school year.

While students are using handheld devices on a limited level at all three buildings, Childs said the ultimate goal is to get new technology into the hands of all students.

“We will be looking at Chromebooks, Netbooks, iPads, just to name a few to see how they work for us and if they’re adequate for what we want to do,” Childs said. “And that’s just a precursor step. Once we get all the servers in place, we will be making decisions on what we are going to use. It may be based on multiple systems that will move us towards 1:1 computing eventually, which allows students to bring their own devices to school to use in and out of the classroom for learning.”

Childs said the district will also be replacing the district-wide phone system along with deteriorating roofs as well as an upgrade of electrical systems in designated buildings.

The money to facilitate these changes will come from a federally subsidized program called the Quality Zone Academy Bond, a financial program that helps schools serving low-income students raise funds to renovate and repair buildings, invest in equipment, update technology, develop curriculum and train teachers. The district will spend approximately $1 million on technology upgrades and $1.5 million on upgrading and repairing buildings.

The district was able to qualify for the lending due to the increased poverty level of students attending the Waupun Area School District, Childs said.

“Over the past couple of years the poverty of our primary and intermediate students has risen to 40 percent in both buildings,” Childs said.

While the school district must pay back the money it initially borrowed, it does not have to pay interest.

“The money would be paid out of existing revenues so there would be no tax impact on the district, along with a payback that can extend out to 20 years,” Childs said.

High school students will get a firsthand look at technological changes to come when they enter the library this fall in Waupun Area Jr./Sr. High School. Many of the bookshelves will be gone and replaced with tables and chairs, reading areas and access to hundreds of ebooks. In preparation for the shift, a thorough weeding of the current library books has begun.

“The nonfiction, fiction and titles that aren’t circulating will be weeded out and either given to teachers or donated to schools in Africa and the shelving sent over to the charter school,” Childs said. “The content of the library will not change; the access to content will align to an ever-changing world.”

Article source: http://www.fdlreporter.com/article/20120518/FON0101/205180364/Waupun-replacing-books-technology?odyssey=tab%7Ctopnews%7Ctext%7CFRONTPAGE

Overwhelmed by debts, collections, liens and facing bankruptcy? At IRebuildCredit, Help is click away.

Panama City, Florida (PRWEB) May 17, 2012

IRebuildCredit, located at http://www.irebuildcredit.com, has a message. “The time for consumers to start understanding and taking care of their credit is now. Credit issues are getting too big to sweep under the rug. It needs to be taken care of.”

Irebuildcredit.com is designed as a completely free guide to credit repair, in marked contrast to the majority of credit repair sites, which charge fees for their information and most often than not give false information to encouraging consumers to engage in illegal practices to gain “new credit identities” To register EIN’s to use as a personal use credit reporting number. These are illegal practices. There are no short cuts, the consumer will not have an 825 score over night. However with correct information and patience, it can be achieved.

IRebuildCredit has currently been focusing on being a stop shop to finding all the appropriate answers to fixing a consumer’s credit. As a consumer, the need to take time to understand the credit score, face the outstanding balances that may be owed and resolve inaccurate information. This is the way to achieving a healthy credit.

When asked about the impetus behind the new site, the site owners said, “We saw the need for a free way to repair credit, since the majority of people with credit problems certainly don’t have a lot of extra money to spend trying to get credit problems resolved. We also saw a need to put the information all in one place.”

According to recent statistics, more than half of people in the United States are in debt, many of them heavily in debt. Out of those who are in debt, a large number of those people have experienced a drop in credit score and poor marks on their credit reports due to inability to pay, high interest rates, job loss, inflation, homelessness, or any number of other unavoidable factors. Often times the credit failure can be by choices made or circumstances beyond one’s control. It is important that people understand that bad credit and credit problems can happen to anyone, especially in today’s difficult economic times.

As the site owner at IRebuildCredit says, “Poor credit is nothing that the consumer has to be ashamed of. Millions of people have found themselves in similar situations. Our site offers free credit repair information, with absolutely no cost to the consumer!”

IRebuildCredit site focus on the importance of good credit through the correct process and patience.

The simple fact is that good credit is essential for any major purchase that the consumer will need to make, now and in the future

Jobs today even run a credit reports on the consumer, and will refuse to employ if poor credit history is detected.

When a consumer has poor credit in a job situation, it shows lack of responsibility, the ability to take care of financial obligations and not very many employers see that as being a good risk in their business decisions.

In today’s world, good credit is essential, and it simply cannot be ignored.

While most credit repair sites charge either a hefty up-front fee or recurring monthly fees for the information they contain, these websites are charging money because they are in the business of capitalizing on the credit misfortunes of others. Credit repair services do not need to cost money, and irebuildcredit.com is firmly committed to emphasizing that fact: The site is not in business to capitalize on the credit failures of its visitors, but is in business only to offer a free and dependable resource for those needing credit repair help.

What irebuildcredit.com focuses on is that credit repair can be done by the consumer, according to the site owners: “We have seen far too many people falling prey to the idea that credit repair is something so incredibly difficult and complicated that it simply cannot be accomplished in any way other than hiring a so-called credit repair expert who says the consumer won’t be able to understand how the process works and how it will be too complex to comprehend.

Credit repair is a very important matter that should always be given proper priority attention.

IRebuildCredit has been helping consumers since November 2011 at http://www.irebuildcredit.com.

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/5/prweb9511657.htm

Article source: http://www.seattlepi.com/business/press-releases/article/IRebuildCredit-Has-Announced-Completely-Free-3566777.php

Choosing the right kind of car can increase the chances of successfully reestablishing auto credit

Part of the process

Once you’ve have an auto loan approval, it’s time to decide which of the vehicles you’ve qualified for will help you successfully establish your car credit.

This may sound odd especially if, in the past, you’ve qualified for a traditional auto loan. But after two decades of helping applicants with less than perfect credit here at Auto Credit Express, we’ve come up with some suggestions to help you through this particular credit repair process. Specifically, it has to do with choosing the right kind of car.

Keep the budget in mind

Often, credit-challenged buyers with approved auto loans want to finance a van, larger sedan, or even a full-size SUV.  But choosing something like this can lead to problems later on.

In the first place, due to the higher than normal interest rates charged by subprime auto lenders, the monthly payments of many of these types of vehicles put them at or over the limit of most budgets.

Secondly, more expensive car insurance and lower fuel economy also adds to their costs.

Auto Club survey

According to a recent AAA survey, the cost of fuel is among the most important items that can lead to an increase in vehicle operating costs. Based on driving 15,000 miles per year, this is what AAA has determined are the average costs of operating a vehicle based on its size and type:

Small sedan – 43.3 cents per mile or $6,496 per year
Medium sedan – 56.2 cents per mile or $8,436 per year
Minivan – 62.0 cents per mile or $9,301 per year
Large sedan – 70.2 cents per mile or $10,530 per year
4WD SUV – 73.9 cents per mile or $11,085 per year

The total costs allow for depreciation as well as fuel, tire, and car insurance expenses – all important considerations if you have bad credit.

Year over year costs

The report also noted that “The small sedan category experienced the smallest increase of the five categories of vehicles, rising only 2.9 percent from last year to 43.3 cents per mile or $6,496 per year, based on 15,000 miles of yearly driving. The minimal increase was primarily due to the increased popularity of small sedans led by higher fuel prices. It resulted in the small sedan category being the only one where depreciation costs were lower than last year, falling 1.9 percent.”

This means that buyers, regardless of their credit, can save over $2,000 a year just by choosing a small sedan instead of a midsize one – savings that can be used to shorten the loan term or lower the payment and free up money to pay other bills.

The Bottom Line

Financing a vehicle if you’re someone with less than perfect credit means that it’s time to get practical when picking one out. By doing this and making your monthly payments on time, the next car you buy will qualify for a lower interest rate.

We do have one more suggestion: at Auto Credit Express we assist people with credit issues in finding a dealer that can offer them their best chance for an auto loan approval.

So if you find yourself in this situation and you’re ready to reestablish your car credit, you can begin now by filling out our online car loans application.

Tags: Bad Credit, Credit Repair

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Article source: http://www.autocreditexpress.com/blog/2012/05/17/the-right-car-with-poor-credit/